Property • Liability • Business Auto • Professional Liability

Running a small business involves a significant investment. Business insurance protects your investment by minimizing financial risks associated with unexpected events such as a death of a partner, an injured employee, a lawsuit or a natural disaster. Grow, protect and enjoy your business with business insurance through Lavoro Group policies designed to meet your company’s unique needs.We will provide you with a free review of your current insurance policies to determine whether you are over-or under-insured for your unique risks and then provide you with a more cost-effective, comprehensive business insurance package for your business.

Some of the business insurance products offered through Lavoro Group include:

Business Owner’s Policy (BOP)

A Business Owner’s Policy (BOP) combines two of the most critical business insurance overages - business property insurance and general liability protection – into one easy-to-manage policy.

Commercial Auto Insurance

Commercial Auto Insurance provides coverage for you, your employees and the vehicles you own, lease, rent or borrow.

Commercial Flood Insurance

Commercial Flood Insurance through the National Flood Insurance Program can shelter your business from additional losses.

Commercial Property Insurance

Business Property Insurance can help protect the property your business owns and leases, including things like medical equipment, inventory, furniture and fixtures.

Commercial Umbrella Insurance

An Umbrella policy can increase your liability protection should a lawsuit max out the limits of your underlying coverage.

Cyber-Liability Insurance

Data Breach coverage can help you comply with regulatory requirements, provide guidance on how to prevent and handle a data breach, and cover response and liability expenses to quickly restore confidence in your practice or business.

General Liability Insurance

General Liability Insurance provides your business with financial protection that can help keep your assets from becoming vulnerable in the event of a lawsuit.

Inland Marine Insurance

We can provide your company with a full range of specialized Inland Marine coverage.

Management & Professional Liability

Management & Professional Liability policies give you or your organization an added layer of protection for your specific responsibilities and exposures.

Professional Liability (Errors and Omissions) Coverage

Professional Liability (Errors and Omissions) Coverage can help protect your business if you are sued by a client or customer claiming a negligent act, error or omission in the professional service(s) you provided.

Surety & Fidelity Bonds

We offer the range and flexibility you need to help secure the right type of protection and comply with contractual statutory or court mandated requirements.

Workers’ Compensation Insurance

Workers’ Compensation Insurance provides coverage for work related injuries or illnesses, medical bills and lost wages, and helps pay for rehab as well as disability coverage.